Testimonials

“When I see Mortgages by Marsha, Inc. on my closing schedule I know that the closing will be a breeze. Their customers always get what they have been promised! Mortgages by Marsha's rates are consistently some of the best that I see and the variety of programs they offer is exceptional.”
- Karen Y., North State Title Services.

Marsha helped us cut our payments almost in half. She even made a tough closing seem simple.
-  Lisa W.

Marsha was able to save us lots of money every month so that we could focus our money on other things. She was able to help us more than we ever expected.
- Linda and Scott B.

It was wonderful working with Marsha. She worked quickly and efficiently with wonderful results. I have recommended Marsha to several friends.
- Sandy D.

Marsha was able to access programs that were much more flexible than a traditional lender and enabled us to buy the home that we wanted.
- Gay and Marvin S.

“I plan to retire to Florida from Virginia and worked with Marsha to obtain my financing. She was so easy to work with and kept me fully informed each step of the way. She might as well have been next door!
- Pat M.

“I was a 1st time homebuyer and started talking with PMF, Inc.and another mortgage company. The people at PMF, Inc. asked me so many more questions that the other company. I went with “less questions asked” to do my loan, but about two weeks into the process they called and told me they couldn’t do my loan after all. Marsha had told me very nicely that she was doubtful that what I had been promised was possible. When I called with only two weeks until closing, they pulled out all the stops and closed my FHA loan on time! By knowing the right questions to ask they got my loan approved and closed.”
- Diane L.

“We were self-employed, 1st time homebuyers and trying to do a lease/purchase in rural Gadsden County. The first mortgage company we started with took over three months, charged an application fee and accomplished nothing. PMF, Inc, structured the loan and found us a lender.”
- Daniel and Mary R.

“We relocated to North Florida from Pennsylvania and used Premier Mortgage Funding for our financing. Our situation was pretty complicated but they sorted through everything and put together a loan for us that met our needs. They even switched lenders at the last minute when the first lender wouldn’t accept our insurance company’s deductible! Although we were over 1,000 miles away, it was like they were right here!.”
- Kevin and Tammy L.

“ In the course of our forty years of marriage, living in multiple locations, purchasing and selling our homes, we have worked with several mortgage institutions. Our most recent experience has been with Marsha Deane acting as mortgage broker on our behalf. We found Marsha to be thoroughly professions and proactive. She was able to effectively take us from the satisfaction of a reverse mortgage on behalf of an elderly parent, to settling property among siblings in an estate and finally to the purchase of our current residence. Each of these transactions required thorough research and the satisfying of several parties to produce the tailor-made mortgage needed in each circumstance.”
- Cynthia and Michael O.

“My dreams of homeownership would not have happened without her passion and dedication to
helping people whom many others would probably turn away because there would be “too much work” involved. Marsha has helped me with the financing of two homes, the first after a stressful divorce and the second when I needed more room for my family. I was nervous about many things during the loan process, but Marsha took the time to explain every question and why certain information was needed. There were some bumps in the process, but Marsha was able to keep the process moving. Once she starts, she digs her heels in and is in it for the loan haul! She has a radiant smile and gift for making people comfortable. She takes whatever time it takes to answer a question. If I needed another loan, she would be the only person I would call.”
- Lisa P.

“Marsha has helped several of my clients obtain financing and I was very impressed with her
professional knowledge and experience, as well as the excellent way in which she conducted the
transactions. “
- Barbara W.

“I worked with Marsha to refinance my first home and later to purchase a larger home for my growing
family. I had started the process with a company that had contacted me from out of the area. I
spent almost 4 months and more money than I care to remember with nothing to show for it. My
situation definitely required someone who could think “outside of the box” . Marsha gathered a lot of
information and explained why it was necessary for the loan application process. She returned phone calls promptly and kept me informed every step of the process.”
- James P.

Reverse Mortgage Testimonials

“Marsha saved my house. I was 4 months behind with the bank. I was very upset as they were calling
constantly. When she got the reverse mortgage process started the first thing she did was to call my
bank, explain what we were doing and ask them to stop calling me. And they stopped! There was
a second mortgage with the City that I didn’t even know about and she worked with them to have it
released. Now I sleep without worrying about losing my house and I have money in the bank!”
- Sammie F.

“Marsha was my angel. She was so nice and explained what was involved with the reverse mortgage. She even drove me to the financial counseling office. Frankly, she did a better job of explaining the reverse mortgage to me than they did. When she was finished I had money to make some badly needed repairs to my home. That money has given me a gift that keeps on giving. I replaced windows and doors, reducing my monthly utility bill by almost $200! So that is in addition to a mortgage payment I no longer have to pay.”
- Earline H.

“Thank you for all your time, hard work and sacrifices on our Mortgage! We will continue to remember
that and tell our friends. Your thoughtfulness and personal touch really meant a lot to us!”
- Don and Harriet S.

“We want to thank you again for your assistance in helping us get the reverse mortgage loan so quickly. Thanks for being our friend and walking us through everything. “
- Joe & Altamease D.

“I was about to lose my house. Marsha was recommended to me by my local banker as someone who really understood reverse mortgages. She evaluated my situation and not only was able to save my house, but to get me some additional much needed money.”
- Benjamin F.

“We have enough retirement income to pay our bills, but not really enough to do the special things,
like being able to travel to see our children and grandchildren. Marsha came to our home several
times to discuss the details of a reverse mortgage. She was very knowledge about the process and
how a reverse mortgage works. We were particularly impressed by the fact that earlier in our conversations she made sure to point out the situations that a reverse mortgage wasn’t a good fit. We had previously talked with one of the companies that advertises on television and they were
so pushy. Marsha was patient with us and gave us the time and information we needed to make a
decision if a reverse mortgage was right for us. And it was! We spent a month with our children and
grandchildren this summer.”
- Jim and Doris M.

“I met Marsha at a health fair for senior citizens. I had talked with different companies offering a
reverse mortgage and I had done the financial counseling. I still had questions that no one seemed able to answer. They just wanted me to start the process with them. I felt like they saw me as a commission and this was a very important decision for me. Marsha came out to the house and before she left I handed her my financial counseling certificate because I knew she cared about me. She was the only person I talked to that could answer all my questions. She did a better job of helping me understand the reverse mortgage than the financial counseling folks!
- Rosa A.

“Our retirement checks are enough for the basics, but not the traveling we would like to do while we
are still able. The reverse mortgage that Marsha helped us get gives us the extra income to make those trips. She came to our home to review the financial details of a reverse mortgage and answer the questions we had. She did a great job! We had talked with one of the TV companies and they were pushy, pushy, pushy! They may do that everyday, but we don’t. Marsha listened. She appreciated that this was a major decision for us and the last thing we wanted was to feel pressured to make a decision.”
- Janet R.

“My Dad was 90 when I worked with Marsha on a reverse mortgage. He had basically outlived his
financial assets and had his Social Security check and a house with no mortgage. To remain in his home he needed several days of light assistance. With the reverse mortgage we were able to generate more than enough funds to pay for that in-home care and keep Dad in his home of 65 years. One of the in-home care assistants takes him down to the fishing dock once a week to cast a line and that means all the world to my Dad and me.”
- Darwin G.

“My Dad was 90 and in danger of losing his home to foreclosure. Marsha worked with us to get areverse mortgage which paid off the existing mortgage and has given Dad money for some of the other things he needs. The reverse mortgage increased his “take-home” income by almost 100%. We had some complicating factors to get the loan done, but Marsha helped us move them out of the way to close the loan. She even came to Dad’s home for all the meetings.”
- Ken B.